Integral wealth management

Integral wealth management delivers security by identifying clients`s goals and by continuous comprehensive overview

Integral wealth management integrates the individual parts into the whole. In integral wealth management we see ourselves as your private chief financial officer. We always oversee your entire asset portfolio and advise you on all issues of wealth administration as if it was our own money.

Our service specialises in providing our individual clients with custom-tailored institutional investment solutions giving them access to the latest financial expertise from specialists across all financial disciplines.

Our key account managers make it their priority to understand clients’ needs and they are the single interface to ThomasLloyd in the execution of your needs across all of our Business Lines. We deliver our services through the expertise and experience of our highly qualified professionals within Investment Banking and Investment Management, many of whom contribute more than 20 years of experience with some of the world’s leading investment banks. They know which specialist to go to for each of the specific needs, whether that specialist is to be found within ThomasLloyd or externally.

The core services that ThomasLloyd provides are: 

• Analysis of asset and liabilities, cash flow and liquidity requirements  (liquidity forecast and planning)
• Development of sustainable long-term investment objectives and investment constraints in cooperation with you and your consultants
• Design and implementation of adequate legal, tax and fiscal structures for all or parts of the assets in close cooperation with your consultants, including all aspects of asset transfers to the next generation and to charitable foundations
  (Wealth Protection)
• Consulting for the owners of family businesses on specific wealth preservation and structuring measures
  (Consulting for Entrepreneurs)
• Development of a strategic investment structure (asset allocation) that ensures stable income and long term capital growth after tax (income and other), administration cost and inflation, including non-traditional asset classes like private equity, private debt & mezzanine, absolute return strategies (hedge funds) and real assets  (commodities, inflation-indexed bonds, real estate, oil & gas, timberland)
• Selection and monitoring of the best fund managers and investment specialists, funds and other tools for specific parts of the client´s assets (Manager Selection) to implement the strategy
• Selection and implementation of appropriate investment vehicles for individual or groups of assets
• Ongoing portfolio management and controlling , Risk Management & Monitoring
• Building, restructuring and management of real estate portfolios (Real Estate Management)
• Arranging credit facilities, design individual financial concepts, compare offers and conduct negotiations with creditor banks