Consulting for Entrepreneurs

ThomasLloyd advises family businesses and their owners on all aspects of their total wealth, taking into account the multiple interfaces between their companies and their private wealth. Today, we are more committed than ever to this vital and vibrant sector of the economy which is why we provide an integrated range of services, encompassing the financial and non-financial needs of family business owners, their families, their firms and their trusts. Few financial service organisations have any focus on family businesses although 65% of owner managed businesses fall into this category. ThomasLloyd has specialists dedicated to work with family businesses, and has expertise in understanding the very different challenges faced by working with, or passing the business on to family members, and how this may impact on your own wealth management needs.

We recognise that owning a family business and working with family is not always easy and family businesses face some unique challenges, many of which can be predicted and mitigated well in advance. We understand that every stage of the business lifecycle presents a different set of personal financial challenges. Whether you are in the early stages of building your business, are looking for funding to grow the business, are thinking of selling, or even if you are considering passing the business to the next generation, ThomasLloyd’s specialists can advise you on the best course of action.

Family wealth has very often been accumulated over several generations in privately held companies. Therefore a large part of the family´s wealth is exposed to very specific business and financial risks. Globalisation, rating, volatile capital markets and frequent legal changes therefore constantly affect these fortunes. Our specialists will work closely with your circle of advisers, to save you time and to help devise innovative strategies for dealing with your personal and business financial requirements.
ThomasLloyd`s specialists can provide neutral, independent advice, to guide you through these challenges and create structures and protocols which balance the best interests of both the family and the business.

The core services that ThomasLloyd provides are:

• Analysis of the company and private asset and liability structure
• Interaction between business and private assets
• Restructuring of the private and business balance
• Development of an overall financial strategy optimising risk and after tax return for the total wealth of the client
• Consulting on transactions and on financing exit strategies
• Concepts to reduce liabilities of the owner caused by his business
• Development of a generational transfer strategy through implementation of individual legal structures